Free Health Coverage for Millions of Indians, The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) continues to be India’s largest government health insurance scheme, providing free medical coverage of up to ₹5 lakh per family per year.
In 2025, the government has updated the eligibility list and beneficiary database, making it easier for citizens to check whether their names are included in the new Ayushman Bharat list 2025. This update ensures that more deserving families get access to quality healthcare without financial burden.
What Is the Ayushman Bharat Scheme?
Launched by the Government of India, the Ayushman Bharat Yojana offers cashless and paperless health insurance for poor and vulnerable families. It covers the cost of treatment, hospitalization, and post-care in both government and empaneled private hospitals.
Each eligible family can get treatment worth ₹5,00,000 per year, including surgeries, medicines, and diagnostics.
Key Features of Ayushman Bharat 2025
| Feature | Details |
|---|---|
| Scheme Name | Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) |
| Coverage Amount | ₹5 lakh per family per year |
| Beneficiaries | Over 50 crore citizens (approx.) |
| Type of Benefits | Cashless and paperless treatment |
| Hospitals Covered | 28,000+ government and private hospitals |
| Premium | Fully paid by Government of India |
| Launched By | Ministry of Health & Family Welfare |
| Helpline | 14555 or 1800-111-565 |
The scheme primarily targets economically weaker sections, rural households, and unorganized sector workers identified in the Socio-Economic Caste Census (SECC) database.
Eligibility Criteria for Ayushman Bharat 2025
To qualify for the Ayushman Bharat ₹5 lakh health cover, you must fall under one of the eligible categories defined by the SECC database.
In Rural Areas:
- Families without any adult male (16–59 years).
- Families living in one-room kutcha houses.
- Families without land or fixed income source.
- Scheduled Caste / Scheduled Tribe families.
- Landless laborers depending on daily wages.
In Urban Areas:
- Street vendors, domestic helpers, plumbers, electricians, rickshaw pullers, sanitation workers, and construction laborers.
- Families registered under BPL (Below Poverty Line) or government social schemes.
Citizens already covered under ESIC, CGHS, or other central/state health schemes are not eligible for Ayushman Bharat benefits.
How to Check If Your Name Is on the Ayushman Bharat List 2025
- Visit the official PMJAY website – https://pmjay.gov.in
- Click on “Am I Eligible?” on the homepage.
- Enter your mobile number or ration card number.
- Verify with OTP and select your state and district.
- The system will show whether your family is eligible under Ayushman Bharat 2025.
Alternatively, you can check eligibility via the Ayushman Bharat app or by visiting your nearest Common Service Centre (CSC) or Ayushman Mitra Kendra.
Benefits Under Ayushman Bharat Health Card
The Ayushman Bharat card ensures cashless hospitalization for over 1,500 medical procedures, including:
- Heart surgeries and bypass operations
- Kidney, liver, and cancer treatments
- Orthopedic surgeries and joint replacements
- Maternity and neonatal care
- Accident and trauma care
All treatments are completely cashless, with no need to pay any hospital charges. The government directly settles bills with the empaneled hospital.
How to Apply for Ayushman Bharat Card 2025
Step-by-Step Process:
- Visit the nearest Ayushman Mitra Kendra or CSC centre.
- Carry your Aadhaar card, ration card, and mobile number.
- The officer will verify your eligibility in the PMJAY database.
- If eligible, your Ayushman card will be generated instantly.
- You can download or print the card for use during hospital visits.
Once issued, the Ayushman Bharat card can be used anywhere in India at empaneled hospitals.
List of Documents Required
- Aadhaar Card
- Ration Card
- Mobile Number
- Address Proof
- Passport-size Photograph
Make sure your Aadhaar is linked with your mobile number for OTP-based verification.
Why You Should Get the Ayushman Bharat Card in 2025
- ₹5 lakh coverage for the whole family – no premium required.
- Cashless treatment in 28,000+ hospitals.
- No age or family size restriction.
- Covers 1,500+ critical diseases.
- Valid across India – for both rural and urban citizens.
The Ayushman Bharat Yojana ensures that no family is left behind due to medical costs — making it one of the most impactful healthcare initiatives globally.
Your Health, Government’s Responsibility
The Ayushman Bharat Yojana 2025 continues to transform India’s healthcare system by providing ₹5 lakh free health insurance to millions. If you haven’t checked your eligibility yet, do it today — your name might already be on the list.
With zero premium, lifetime coverage, and nationwide acceptance, this is truly a life-saving scheme for India’s poor and middle-income families.
Disclaimer: This article is based on government circulars and official PMJAY updates as of 2025. Eligibility and benefits are subject to verification under the SECC database. Visit the official PMJAY website for the most accurate and up-to-date information.