Diwali Bonus 2025: Gramin Bank has officially announced its Diwali Bonus 2025 campaign, unveiling a range of attractive rewards, cashback offers, and additional banking benefits for customers across India. The initiative aims to bring festive cheer to millions of rural and semi-urban customers while promoting digital banking and financial inclusion.
Gramin Bank Diwali Bonus 2025: A Festive Gift for Customers
Under the Diwali Bonus 2025 scheme, Gramin Bank has launched multiple limited-period offers that reward both new and existing customers. The campaign runs from October 20 to November 30, 2025, providing special incentives on digital transactions, deposits, and loans.
A senior bank official said, “Our goal is to make this Diwali special for every customer, especially those in rural areas. Through these festive offers, we are encouraging more people to experience the benefits of secure and digital banking.”
Key Highlights of Gramin Bank Diwali Bonus 2025
| Feature | Offer Details | Duration |
|---|---|---|
| UPI Cashback Offer | ₹51 cashback on the first 10 UPI transactions (minimum ₹100 each) | Oct 20 – Nov 30, 2025 |
| Bonus Interest on Fixed Deposits | Extra 0.25% interest on new FDs above ₹50,000 | Oct 20 – Nov 15, 2025 |
| Lucky Draw Rewards | Win up to ₹1 lakh cash prize by maintaining ₹10,000+ balance | Results in Dec 2025 |
| Loan Processing Fee Waiver | 100% waiver on personal and gold loans | Till Nov 30, 2025 |
| New Account Offer | Free RuPay debit card and ₹100 wallet credit | Till Nov 30, 2025 |
These offers are applicable to customers using the Gramin Bank Mobile App, RuPay Debit Card, or UPI for their transactions. The scheme not only rewards customers but also encourages the adoption of digital banking services across rural regions.
A Boost for Digital India and Rural Banking
The Diwali Bonus 2025 initiative aligns with the government’s Digital Gramin Bharat mission, which promotes digital financial literacy and accessibility in rural India. By offering cashback, bonus interest, and easy loan options, Gramin Bank aims to empower customers and strengthen the rural economy.
Experts believe these festive offers will increase savings, digital engagement, and customer loyalty during India’s peak spending season. The initiative also demonstrates how regional banks are adapting to modern banking trends while maintaining a community-first approach.
How to Avail Gramin Bank’s Festive Offers
Customers can easily access the Diwali Bonus 2025 benefits by following these steps:
- Log in to the Gramin Bank Mobile App or visit the nearest branch.
- Complete at least 10 UPI transactions using a registered mobile number.
- Open a new fixed deposit (FD) during the offer period to earn bonus interest.
- Maintain a minimum balance of ₹10,000 to qualify for the lucky draw.
- Apply for personal, vehicle, or gold loans before November 30, 2025, to get a full waiver on processing fees.
These simple steps make it easy for customers to enjoy festive rewards while continuing to use secure digital channels.
Customer Response to the Diwali Bonus Scheme
The announcement has received an overwhelmingly positive response from customers across several states. Many long-term account holders expressed appreciation for the initiative, calling it a “timely festive reward.”
A Gramin Bank customer from Uttar Pradesh said, “This Diwali offer feels like a token of appreciation. The cashback and lucky draw make banking more exciting, especially for rural customers like us.”
Conclusion
The Diwali Bonus 2025 scheme by Gramin Bank is a thoughtful initiative that celebrates the spirit of the festive season while empowering customers financially. With cashback, interest bonuses, and loan benefits, the campaign successfully combines festive excitement with financial awareness.
Gramin Bank’s latest move strengthens its commitment to promoting financial inclusion, digital banking, and customer satisfaction across rural India. Customers are encouraged to take full advantage of these offers before November 30, 2025, to make their Diwali truly rewarding.
Disclaimer: The offers mentioned above are based on official updates from Gramin Bank as of October 2025. Terms and conditions may vary by branch. Customers should visit their nearest Gramin Bank branch or official website for detailed information.
